Prerequisites Of Taking Up A Preschool Franchise

Preschools in India are a massive growth sector, full of opportunity, for you and for the wider community. Eurokids India is the number one franchise opportunity in preschools in India and was ranked number four in the annual India Franchise Ranking 2010, so if you want to start a franchise, you want to start a Eurokids franchise.

Obviously, with such a prestigious reputation, and with the crucial care and developmental role of our countrys next generation as our primary focus, our prerequisites for granting a preschool franchise are extremely high. We cannot let the quality slip, for our good name, but especially for the children. Only the best will do, as you can understand.

The most important prerequisite for getting a franchise for a Eurokids India preschool is you need to have a total commitment to help carry forward our ambition of making learning a fun experience for kids. You have to have a passion for early child education and a love of children. There is no point in getting into this industry if you do not have a pastoral love for children and desire to fulfil their education needs.

To start with, you will need to own or rent a space of at least 1500 square feet in a quiet, tranquil and peaceful location. It must be on the ground floor and have an open area adjacent that can be used as an outdoor play area. It must also have independent access, attached toilet facilities and needs to be well ventilated.

You must have between INR 5 10 Lakh minimum, which should be spent on ambience and equipment cost need to start. This will depend on the location of the preschool and the alterations needed to fit it out.

Once you have been accepted as a franchise holder you will undergo an extensive training program that will teach you how to successfully operate a preschool. You and your staff members will also receive ongoing training for the Eurokids curriculum and delivery method.

If you have all this then dont hesitate to give Eurokids India a call today. Together we can educate the next generation.

Financial Advisors The Key to Wise Investment Management

It is a good idea to engage the services of a financial advisor to manage your investments wisely. With the number of investment planning tools available and the complexities of taxation and other regulations, its best to hire an expert to manage your hard earned money and ensure that your future is well taken care of.

How a Financial Planner Can Advise You

A financial planner will first understand your financial situation how much money you earn, what your expenditure requirements are and what you can or should save or invest. Based on this he will suggest appropriate investment planning and offer you suitable options, based on the available investment tools in the financial market. His recommendations will be based on the stage you are at in your professional life, whether you are married or not, have children or not, and accordingly suggest investments that are more or less high yielding or more or less risky. His recommendations will also take into account tax planning. His long term financial planning recommendations will take into account your retirement planning needs and will include methods to meet your long term financial goals and requirements.

How to Choose a Financial Advisor

Financial consultants can be of various types. Some are experts only in certain areas, such as certain types of investments while others specialize in certain types of clients, such as high value clients, estate planning, etc. Before you choose an advisor, you must determine what you want out of the relationship. Do you require someone to take an overall look at your financial status? Are you capable of handling your own finances and just require someone to help you with investment management? Once youve determined what your needs are, you can narrow down your search. The best option would be to go with someone who comes recommended by a trustworthy party.

Financial Advisor Fees

There are several ways to compensate a financial advisor. While some work on a commission basis, others use a combination of a fixed fee and a commission on what your earn. Highly reputed financial consultants may even be in a position to charge on an hourly basis for their advice, while certain individuals request a retainer that can be paid either quarterly or annually for the services provided by them. Depending on what services your advisor is giving you can work out a deal that suits both of you.

Tips for CBSE Exam and Bank Exam Preparation

In of the industries that have helped to prosper the country is Bank and finance industry. Lot of applicants applies for this job through the Bank exam. Every student from commerce stream craves to get into the Banking Industry. Before applying for this, every student has to pass the 12th CBSE Board with first division in order to get into the field the student wants to get into. Usually facing the question paper first time makes the student nervous. Here are some tips given to write during the Bank exams and CBSE board:

Bank Questions paper tips: Practice the Bank clerk question paper before actually writing the exams. This makes one known to the kind of questions asked. The bank exams question papers are easily available on the net; one can easily search for them and solve as many problems as possible. Assessing the pattern of question paper is very important which would help you to prepare. Try to write down the most important topics and do them thoroughly Prepare a time table and follow it A bit of relaxation is important. Don’t exhaust yourself with too much practice so in the end you will not be able to write anything

CBSE board exam question paper tips: Solve previous years’ question papers and solve as many answers as possible Do not ignore your text books. Just remember most of the questions come from your text book, they are just re -framed. Do not go for verbal practice. Write all the answers down. Set your clock according to the exam schedule. It is usually for 3 hours. Try t solve your practice question paper in 3 hours. Meet the concerned teachers and ask all your queries and be clear with all your basics. Pre- board exams are an indication of how much you know. Learn from your mistakes and prepare harder. Plan a schedule and divide the chapters on daily basis.

In order to get a nice job in the Banking Industry, one needs to prepare hard for the bank exam by practicing for the and to be eligible to be able to prepare one need to pass CBSE board exams with flying colors. With the basic tips and practicing of CBSE board question papers, this goal can be achieved easily.

Download Bank exam question papers and at jagranjosh.com for and cbse exams.

Lucky Money in Red Envelopes for Chinese New Year

During Chinese New Year, young people who greet their elders a happy and abundant new year are handed lucky red envelopes by the elders. These envelopes are really good luck for a youngster because these have money inside. The lucky red envelopes are called “hong bao” in Mandarin, or “lai see” in Cantonese.

Symbolism of the Lucky Envelope

Giving money during Chinese New Year is considered lucky for both the giver and the receiver. Those who give will also invite the flow of money in during the entire year. Giving these envelopes also symbolize that the family luck is also passed on to the children and the unmarried teens/ adults.
Red as usual is the luckiest color, as it symbolizes life, so its appropriate that Chinese New Year items are colored red. Hong paos have assorted designs, such as that of happy children, Chinese characters for abundance and greetings, animals of the zodiac, etc. The Chinese word for red (“hong”) also sound like “plenty”. Thus it is believed that money wrapped in red will make money multiply.
The money inside the hong bao is called Ya Sui Qian. Ya mean suppress; Sui sounds somehow like evil spirit. Qian means money. Therefore, Ya Sui Qian means money that can suppress evil spirits. It is believed that this lucky money can also help kids be safe and healthy for the year.

Giving the Hong Bao/ Lai See

Money in even amounts, except for 4, is considered lucky. 4 is not a good amount to put into the lucky envelopes because the Chinese word for “four” sounds similar to the sound of “death”. A good way to gauge the amount to put into a hong bao is roughly the same amount as a candy bar. An adult can give 1 envelope, while married couples usually give 2 envelopes. It is said that in some parts of China, only mothers give away the hong bao.
The young people accept these lucky envelopes graciously with a sincere thank you (thats “xie xie” in Mandarin or “doi jeh” in Cantonese.) They often give thanks while kneel-bowing 3 times.
For good manners sake, the hong bao should not be opened in the presence of the giver. The receiver may only do so after leaving the giver.
The lucky money inside the hong bao is recommended to be kept and not spent immediately. Young people are encouraged to save their money. And besides, it is believed that this money brings luck and wellness so might as well keep it.

forex trading

With a forex trading account, you are able to invest and trade with people all over the world with different currencies and products. There are different kinds of forex proprietary trading accounts that you may be interested in. Depending on your expertise and experience level in trading, you may want to choose a managed program or you may want to manage the account on your own. If you have a lot of knowledge about futures trading and know already what kind of investments that you are looking to trade, you can manage your own account and have it be secure.

If you have been interested in having an offshore trading account but have not yet started, you should consider opening a Forex trading account. These accounts make it easy and affordable for anyone, no matter what the expertise level, to easily trade and manage their own trading accounts. The security and privacy that you can have with owning your own offshore account is reason enough to move your investments and assets. It also makes it very fast and easy to do all of your transactions for personal or business account needs.

With a forex proprietary trading account, you are able to have access to the foreign market on a larger scale than you would if you only invested in the stock market. People, who have opened up a forex account, have discovered a lot of options, as well as the benefits of learning all about other country’s currency rates. The rates fluctuate greatly from day to day, and it is important to have an understanding of the value of one type of currency versus another.

Whether you have never invested before and had a trading account, or if you have only been trading on the stock market, you should check out the potential that you have to earn money on your trades through the foreign exchange. With a forex proprietary trading account, you have access to the large market of foreign trade options. You should learn about the currency trading values, as they can differ from day to day, and you should know that the value of one type of currency may hold a different value for another type.

Opening a forex trading account can be one of the best financial decisions that you can make. If you are tired of losing your money through poor investments and feel limited with what your money can do in the market, open a forex account and see the difference.

Grocery Coupon Overage Saves Even More Money

Those of you who have been following me know that I am big on saving money when I shop. I have been shopping with and recommending printable grocery coupons for several years now.

This article will go over the details on a way you can save even more money at the grocery store by taking advantage of something known as coupon overage.

Overage is when you redeem a coupon that has a value greater than the selling price of the product. The difference between the two is the overage. For example, say you have a printable grocery coupon for $1 off on a particular product. When you make your weekly trip to the store, that item is sale priced for 90 cents. You redeem your $1 off coupon and end up not only getting the product for my favorite four letter word, free, plus you earn 10 cents in overage. This is money that can be applied to other products you buy.

And just so you understand how it works, stores receive reimbursement from the manufacturer when one of their printable grocery coupons is redeemed. The store will receive both the amount of the coupon plus an additional few pennies to cover their costs of processing. Coupons are actually a powerful and lucrative promotional method for the stores.

However, something you need to know is that not all stores will allow overage. Prior to your next shopping trip, you should check your regular store’s coupon policy to see if they permit it. The savings from overage can really add up. Coupon policy should be an important part of your decision on which grocery stores to do business with.

Something else I suggest is that you keep a printed copy of your store’s coupon policy with you when you shop. Sometimes store employees are not familiar with all policies and procedures. The print out of the store’s policy has saved me time at checkout on more than one occasion.

Learn how to use grocery coupon overage. If you plan your shopping carefully, you can accrue extra money in overage each trip. It’s like getting products for free!

Discover how to save time and money every time you shop. Read this and other articles at my blog. Visit my website for more information and a top source of .

Tax Issues The IRS Problems of Pastors

Pastors can have tax problems just like everyone else. A high moral character and desire to comply with the tax code embodied by the Internal Revenue Service is no guarantee that you wont run afoul of the IRS, though. Its entirely possible to knowingly violate tax laws and be considered a criminal. There is also a distinct possibility of unwittingly violating tax codes and ending up being considered a criminal as well.

The types of problems pastors typically experience with the IRS are of the second variety. Without intending to violate the law, pastors occasionally find themselves in trouble.

Pastors are under a special set of IRS regulations that allow for specified deductions. The tax code changes regularly, and the amount and types of deductions allowed one year can be different the following year. Pastors without experience in personally handling their own tax filing responsibilities should consult professional tax accountants to make sure theyre following the rules.

Occasionally pastors fall into the trap of avoiding taxes due to a process commonly known to the public as shortcutting. A pastor with a low income qualifies for all sorts of tax privileges, but detailed and correct tax filing must be made in order to take advantage of them. Its tempting to shortcut the process by skipping the filing requirements if the benefits seemingly arent worth the headaches to receive them. Failing to file a return or otherwise violating the filing requirements results in a black eye for clergymen and possible penalties as well.

Another common IRS problem experienced by pastors is the dreaded audit. Those giving a substantial amount of their income to qualified charities or other recipients are often red flagged by the IRS in a legitimate attempt to discover tax dodgers trying to reduce taxable income through giving. Pastors that are notified of an audit would do well to have a professional tax accountant go into the audit with them. Even pastors arent immune to IRS problems. Obtaining the services of tax professionals may be expensive, but its worth the cost if it helps avoid run-ins with the Internal Revenue Service.

Understanding The Use Of an IRS Tax Garnishment

Principally, a tax levy occurs when the IRS seizes your property as settlement for the debt that you owe. The law states that the IRS is not required to take action in a court in order to be approved for their decision. Likewise, the IRS can take any possessions as settlement for your debt. This means that property, such as a home, car, or anything of actual worth can be used as a settlement for your debt.

The IRS can also sell your property in order to acquire money as settlement for your debt. An additional option is that the IRS can subtract money from your earnings and wages to get their payment. Whether you are getting money from a loan or have taken out life insurance, the IRS can direct these elements and use them as a technique to get back the money that you owe for taxes.

It should be noted that this does not mean that the IRS is seeking people that can levy for access to resources. Many levies only occur when the individual has gone out of their way to get around making necessary payments or other components that have developed over time. For instance, the IRS will provide you with a form that explains that you need to make a payment towards your taxes. If you overlook this contact, they will get in touch with you again in the future. If you continue to pay no attention to them or refuse to pay the tax, you will receive a notice about their plan to levy and a hearing will happen in the next 30 days. Throughout this time, if you do not take action, it is guaranteed that you will be levied.

In nearly all cases, the IRS will wish to work with you instead of getting a hold of you about the tax levy. Individuals who are avoiding making their payments or have refused to pay the IRS have a large chance of experiencing a levy. There are other situations where you may get a levy letter but no action is actually taken against you. In example, if you are given a notice but you have paid your necessary tax payments, it’s less probable that you are going to be given a levy. Similarly, if there has been an error in determining that a levy is necessary, it might also not happen.

Budget; The Ultimate Financial Management Tool

A carpenter uses a variety of house plans to build a house. If he can get the bathroom totally neglected.

Rocket Scientists never start building a new shooter with no detailed specifications. Yet most of us go blindly into the world without a clue and understanding of the economy without a plan at all.

Not very smart of us?

A money plan is called a budget and is essential to reach our desired financial goals.

Without a plan, we’ll work without direction and find themselves abandoned on a distant reef financial.

If you have a spouse or significant other, you should make this budget together. Sit down and figure out what your joint financial goals are … long-term and short term.

Then plan your route to achieve these goals. Every journey begins with one step and the first steps to achieve your goal is to make a realistic budget, you can both live with.

The budget would not have the financial starvation diet. It does not work for long. Make a reasonable budget for food, clothing, shelter, services, insurance and set aside a reasonable amount for entertainment and the occasional luxury. Savings should always come before cost.

Even a small amount saved will help you achieve your goals long term and short term financial. You can find many budget forms on the internet. Just use a search engine you choose and type in “free budget forms”.

For a lot of hits. Print a job with a spouse or significant other. Both of you should be satisfied with the result and feels that it is something that you can join.

Eko Julianto
financial aid form

Two Famous Franchise Companies Of United State

Owning franchises in the USA is exact one way to create money for yourself and for your concern. There are complete sorts of motives why anyone might want to invest in a franchise on their own, and there certainly are few accepted franchises in the United States.

If you have ever wanted to know about what’s required when owning a franchise of a certain group then here is the knowledge that you require. Here’s a trivia inquiry that you can catch home to your family, although: what franchise has been ranked #1 many times over? You possibly could very well presume what it is, and if you were thinking McDonald’s Restaurant you were closely right. There have several times when McDonalds Restaurant has been ranked #1 for the food category it’s been placed in, but here are some other interesting facts about owning a McDonald’s franchise:

The McDonald’s Franchise

McDonald’s Corporation is one of the world’s largest chain of hamburger fast food restaurants, serving nearly 47 million customers daily and more than 11,000 McDonald’s franchises all over the United States.

McDonald’s has seen enormous growth in the restaurant level over dozens of times and it has basically created a world filled with Chicken McNuggets, Big Macs, and Ronald McDonald characters.

In order to have a McDonald’s franchise about the only thing that is essential of the franchisee is to have a cash liquidity value of about $100,000. In addition, the franchise fee for owning a McDonald’s is set right at about $45,000 and the total investment that one is required to put forth when creating a McDonald’s franchise restaurant altogether is somewhere between half-a-million dollars and one-and-a-half million dollars.

Burger King

Burger King is a global chain of hamburger fast food restaurants headquartered in unincorporated Miami-Dade County, Florida, United States. The company started as a franchise restaurant chain, based in Jacksonville, Florida in 1953.

The franchise fee is more, the total franchise investment is more, but the only thing that is less is actually the royalty fee, which is just around five percent. Burger King franchise price exact double what a McDonald’s franchisee is required to have offered and pay.

These are two of the most accepted franchises throughout the United States. The McDonald’s Corporation is definitely the best one, but the comparison up against their fast food restaurant rival, Burger King, is interesting as well.

The complexities of the subject matter within this article strive to give you a better look at what this subject is all about.